Terms & Conditions

The Platform is owned and operated by Cexoraniqvela S.A. • Legal address: Av. del Libertador 6250, Floor 12, C1428ARN, Buenos Aires, Argentina. • CUIT: 30-71856423-9. • Registry IGJ No. 2019/04782. • CNV License No. 1247. • Registered with the UIF in compliance with current anti-money laundering regulations.

Cexoraniqvela operates a digital real estate crowdlending platform that allows users to invest in real estate projects in Argentina. The platform acts as an intermediary, facilitating the connection between investors and real estate developers. Projects published on the platform are evaluated beforehand, but Cexoraniqvela does not guarantee the success or profitability of any investment.

To use the Platform and participate in investments, you must: • Be at least 18 years old and have legal capacity to contract. • Reside in the Argentine Republic or comply with applicable requirements for foreign investors. • Provide truthful, complete, and up-to-date information during the registration process. • Comply with identity verification procedures (KYC) and anti-money laundering prevention as required by current regulations.

By investing through the Platform, you acknowledge and accept that: • Every investment carries risks, including the possible partial or total loss of invested capital. • Estimated returns are projections and do not constitute a guarantee of results. • Project timelines may vary due to external factors (permits, weather conditions, regulatory changes, economic fluctuations). • The liquidity of investments is limited; it is not possible to withdraw funds before the project's completion except under specific conditions. • Cexoraniqvela assumes no responsibility for losses arising from investment decisions based on information provided on the Platform.

By using the Platform, you agree to: • Use the Platform exclusively for its intended purposes. • Not engage in activities that may damage, overload, or harm the Platform's operation. • Maintain the confidentiality of your access credentials. • Immediately report any unauthorized use of your account. • Not reproduce, copy, distribute, or modify the Platform's content without express authorization.

All content on the Platform, including texts, graphics, logos, images, software, and design, is the property of Cexoraniqvela S.A. or its licensors and is protected by the intellectual property laws of the Argentine Republic (Law 11,723). Its reproduction, distribution, or modification without prior written authorization is prohibited.

Cexoraniqvela shall not be liable for: • Interruptions, errors, or technical failures of the Platform. • Losses or damages arising from the use of the Platform or the inability to access it. • Damages caused by computer viruses or harmful technological elements. • Investment decisions made by users based on available information. Cexoraniqvela's maximum liability is limited, in all cases, to the amount actually paid by the user in service fees.

Cexoraniqvela reserves the right to modify these Terms and Conditions at any time. Modifications shall be effective from their publication on the Platform. Continued use of the Platform after the publication of changes implies acceptance of the new terms.

These Terms and Conditions are governed by the laws of the Argentine Republic. For any dispute that may arise, the parties submit to the jurisdiction of the National Commercial Courts of the City of Buenos Aires, waiving any other forum that may apply.

For any inquiries related to these terms, you can write to us at info@cexoraniqvela.com or visit our legal address at Av. del Libertador 6250, Floor 12, C1428ARN, Buenos Aires, Argentina.